Monetary and Fiscal Policy Mechanics Explained

Economic Policy Fundamentals

Monetary Policy (MP)

Monetary Policy (MP): Refers to the decisions made by the central bank regarding the control of financial variables (mainly the money supply and interest rates), implemented by the European Central Bank (ECB).

Banking System

Banking System: Includes commercial banks, savings banks, and credit unions. They create the money supply by creating bank money through customer deposits.

Fiscal Policy (FP)

Fiscal Policy (FP): The economic authority of a country

Read More

Foundations of Economic Theory and Global Systems

The Fundamentals of Economics

Economics is often called the “Queen of Social Sciences” because it touches almost every aspect of human life. At its core, it is the study of how people manage scarcity—the fact that we have unlimited wants but limited resources.

Meaning of Economics

Economics is derived from the Greek word Oikonomia, which means “household management.”

  • Modern Definition: It is a social science that studies the production, distribution, and consumption of goods and services.
  • The Problem
Read More

Economic Theories of Rent and Wages: Analysis and Critique

Quasi Rent: Definition and Calculation

  1. Introduced by Dr. Alfred Marshall.
  2. Refers to the additional income earned by factors other than land.
  3. Applies to factors whose supply is fixed only in the short period.
  4. The term Quasi Rent is often used as income derived from machines and other appliances of production made by man.
  5. Quasi Rent is not related to any particular factor of production; whatever revenue a firm earns in the short run over and above its variable cost is called Quasi Rent.

Formula:

Quasi Rent

Read More

Price Elasticity, Consumer Equilibrium & Returns to Scale

Price Elasticity of Demand (PED)

Price Elasticity of Demand (PED) is an economic measure that shows how sensitive the quantity demanded of a good is to a change in its price. In simpler terms, it tells us how much consumers will reduce or increase their purchases when the price changes.

The law of demand states that price and quantity move in opposite directions, but elasticity measures the magnitude of that move.

Methods of Measuring Price Elasticity

While there are several ways to calculate this sensitivity,

Read More

Income Tax: Diversification, Default, and Residency Rules

1. Diversification and Application of Incomes

Diversification of Income

Diversification of income refers to the strategy of earning income from multiple sources rather than relying on a single source. This is a fundamental risk management technique in personal finance and business.

  • Risk Mitigation: By spreading income generation across various channels, an individual or business reduces the impact of poor performance or failure in any one area. For example, if a business relies only on one product
Read More

Monopoly, Monopolistic Competition and Market Price Dynamics

Monopoly — Market Structure & Price Determination

Definition

Monopoly: A market structure where a single firm controls the entire market for a product or service.

Features

  • Single seller: One firm supplies the entire market.
  • Unique product: No close substitutes for the product.
  • Barriers to entry: High barriers prevent other firms from entering the market.
  • Price maker: The firm has significant control over the price.

Equilibrium of the Firm

Definition: A monopoly firm maximizes profit by producing at

Read More